Most people only think about New Jersey auto and home insurance, but you may require other insurance policies to ensure you have adequate protection. If you’ve overlooked the following types of insurance, here’s a closer look at why you may need these policies and how to find an excellent deal.
Umbrella insurance policies offer extra liability insurance protection beyond the policy limits of your New Jersey automobile and homeowners insurance policy. Liability coverage ensures that a third party is paid for property damage or personal injury that occurs due to the insured individual’s negligence. However, if the liability claim goes beyond the limits on the homeowners or automobile policy, an umbrella insurance policy will then pay up to the limits of the policy. If you’re concerned that you may not have enough liability insurance, umbrella insurance may be an excellent option for your needs. To find an affordable deal, you can get a quote from a Paladin Insurance agent.
A boat offers plenty of fun and excitement, and you want to make sure that your boat and the personal belongings on the boat are protected. Would you be protected if a storm, theft, or accident resulted in the loss of your boat and personal property? To protect yourself against loss, it’s important to have adequate boat insurance. In many cases, homeowners insurance will only offer limited coverage for a small boat. The Paladin Insurance Agency can help you find out how boat insurance can protect you against loss and get a free quote today.
If you own ATVs, snowmobiles, or jet skis, toy insurance may help to you to protect vehicles that are not covered under other New Jersey insurance policies. Your favorite recreational vehicles represent a significant investment, and it’s essential to make sure that your investment is protected. Get a free quote today or learn more about toy insurance from a Paladin Insurance agent.